OUR USP’S

1 : Obtaining detailed information of the client’s business and risk management philosophy
2 : Analysing the client’s business structure and underwriting information to present the same to an insurer
3 : Rendering advice on appropriate insurance cover and terms
4 : Maintaining a knowledge database of available insurance markets, as may be applicable
5 : Submitting quotation received from insurer/s to clients
6 : Providing requisite underwriting information as required by an insurer in assessing the risk to decide pricing terms and conditions for cover
7 : Acting promptly on instructions from a client and keeping him updated through progress reports
8 : Assisting clients in paying premium under section 64VB of Insurance Act. 1938(4 of 1938)
9 : Providing insurance consultancy and risk management services
10 : Claims negotiation assistance
11 : Recording claims

1 : Obtaining detailed information of the client’s business and risk management philosophy
2 : Analysing the client’s business structure and underwriting information to present the same to an insurer
3 : Rendering advice on appropriate insurance cover and terms
4 : Maintaining a knowledge database of available insurance markets, as may be applicable
5 : Submitting quotation received from insurer/s to clients
6 : Providing requisite underwriting information as required by an insurer in assessing the risk to decide pricing terms and conditions for cover
7 : Acting promptly on instructions from a client and keeping him updated through progress reports
8 : Assisting clients in paying premium under section 64VB of Insurance Act. 1938(4 of 1938)
9 : Providing insurance consultancy and risk management services
10 : Claims negotiation assistance
11 : Recording claims

1 : It protects the interests of the policy holders in any insurance company in the matters related to the assignment of policy, nomination by policy holders, insurable interest, and resolution of insurance claim,
2 : It also specifies obligatory suggestions, code of conduct and practical instructions for mediator as well as the insurance company. Apart from this, it also defines the code of conduct for the surveyors and loss assessors involved with the insurance busin
3 : IRDA is also entitled to for asking information, undertaking inspection and investigating the audit of the insurers, mediators, insurance intermediaries and other organizations related to the insurance sector
4 : It is also concerned with the regulation of the rates, profits, provisions and conditions that may be offered by insurers in respect of general insurance business
5 : It also regulates investment of funds by insurance companies as well as the maintenance of margin of solvency.
6 : It is also empowered to be involved in the arbitration of disagreements between insurers and intermediaries or insurance intermediaries.
7 : IRDA also specifies the share of life insurance business and general insurance business to be accepted by the insurer in the rural or social sector.

We provide risk measurement to identify priorities and enable determination of appropriate level of risk treatment. This includes assessing the insurable interest (be it Property, Person or Liability), assessing the risk to be insured and providing the ri

1: Insurance is a co-operative device to share the burden of risk, which may fall on happening of some unforeseen events, such as the death of head of family or on happening of marine perils or loss of by fire.
2: Insurance is a co-operative form of distributing a certain risk over a group of persons who are exposed to it. A large number of persons share the losses arising from a particular risk.
3: The success of insurance business depends on the large number of persons Insuredagainst similar risk. This will enable the insurer to spread the losses of risk among largenumber of persons, thus keeping the premium rate at the minimum.
4: For the purpose of ascertaining the insurance premium, the volume of risk is evaluated, which forms the basis of insurance contract.
5: Insurance is a plan in which the insured transfers his risk on the insurer. This may be the reason that may person observes, that insurance is a device to transfer some economic losses would have been borne by the insured themselves.
6: Charity pays without consideration but in the case of insurance, premium is paid by the insured to the insurer in consideration of future payment. 7: Insurance is a legal contract between the insurer and insured under which the Insurer promises to compensate the insured financially within the scope of insurance Policy, the insured promises to pay a fixed rate of premium to the insurer.
8: Insurance is a plan of social welfare and protection of interest of the people.
9: Insurance is a contract based upon certain fundamental principles of insurance, which includes utmost good faith, insurable interest, contribution, indemnity, causa Proxima, subrogation etc, which are operating in the various fields of insurance. 10: The government of every country enacts the law governing insurance business So as to regulate, and control its activities for the interest of the people. In India General insurance act 1972 and the life insurance act 1956 are the major enactment in this

1 : Obtaining detailed information of the client’s business and risk management philosophy
2 : Analysing the client’s business structure and underwriting information to present the same to an insurer
3 : Rendering advice on appropriate insurance cover and terms
4 : Maintaining a knowledge database of available insurance markets, as may be applicable
5 : Submitting quotation received from insurer/s to clients
6 : Providing requisite underwriting information as required by an insurer in assessing the risk to decide pricing terms and conditions for cover
7 : Acting promptly on instructions from a client and keeping him updated through progress reports
8 : Assisting clients in paying premium under section 64VB of Insurance Act. 1938(4 of 1938)
9 : Providing insurance consultancy and risk management services
10 : Claims negotiation assistance
11 : Recording claims